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Whether you are looking to refinance your existing home loan, or purchasing your new home. Not only can we help you find your next loan but we will can match you with the best home loan offers and refinance cash-backs avaliable.
The latest lender rates and home loan offers and cashbacks are outlined below. Note, not all products qualify for cash-back offers and should be discussed with a mortgage broker before you applying.
For a limited time, you can switch to Virgin Money and receive $2,500 cashback on eligible loans.
The $2,500 cashback offer is for new Owner Occupied Principal and Interest Refinance loans
Applications must be received between 18 May 2020 and 28 August 2020, and settle by 30 October 2020
$300,000 minimum loan amount and up to 80% LVR
For new borrowings only
Customers will need to open a companion account alongside their loan. The $2,500 cashback payment will be credited to the companion account.
| Owner Occupied Products | Rate | Comparision |
|---|---|---|
| Reward Me Variable | 2.60% | 2.76% |
Suncorp home loan refinance Cash Bonus of up to $3,000.
In addition, an extra $1,000 Frontline Extra Bonus, is available for teachers, emergency workers and health heroes - our 'frontline' heroes during the COVID-19 situation - providing eligible customers with a cash payment of up to $4,000 in total.
Offer detailsImportant note: Customers must be eligible for the Refinance Cash Bonus in order to potentially be eligible for the Frontline Extra Bonus. Refinance from another financial institution to Suncorp Bank for a home loan.
Applications received and lodged between 15 May 2020 and 30 September 2020, settle by 29 December 2020
| Owner Occupied Products | Rate | Comparision |
|---|---|---|
| Standard Variable | 4.98% | 5.13% |
| Home Package Plus Special | 2.84% | 3.23% |
| Back to Basics Special | 2.78% | 2.78% |
| Access Equity | 5.65% | 5.80% |
For a limited time, new Owner Occupied or Investment Home Loans with Newcastle Permanent may receive $2,500 cashback.
To be eligible for the $2,500 cashback payment:
Other important information
The cashback payment will be deposited to a Newcastle Permanent Building Society Everyday Account in the name(s) of the borrower(s) after the settlement date.| Owner Occupied Products | Rate | Comparision |
|---|---|---|
| Premium Plus Package P&I | 2.94% | 3.35% |
| Premium Plus Line of Credit | 4.34% | 4.72% |
| Basic Variable P&I | 2.59% | 2.63% |
Effective 1 June 2020, ANZ home loans eligible customers who are refinancing $250,000 or more from another lender (which may include some additional new lending), a cashback amount of $3,000 will be available.
Eligibility criteriaImportant note: ANZ's home loans switching cashback discretion can be varied by ANZ from time to time and may be withdrawn at any time.
| Owner Occupied Products | Rate | Comparision |
|---|---|---|
| Standard Variable Home Loan | 4.39% | 4.49% |
| Simplicity Plus | 2.72% | 2.72% |
| Equity Manager | 6.16% | 6.33% |
| Breakfree Standard Variable Land Loan | 3.59% | 3.99% |
| BreakFree Equity Manager | 4.95% | 5.32% |
From Wednesday, 17 June 2020, BOQ is offering a $2,500 cashback to eligible customers who are refinancing to BOQ.
EligibilityAll customers will be paid the cashback, provided the lending meets the eligibility criteria outlined above. Customers must open a BOQ transaction account and the cashback will be paid to the account within 30 days of the loan settlement.
| Owner Occupied Products | Rate | Comparision |
|---|---|---|
| Economy Variable Home Loan Owner Occupied | 2.69% | 2.85% |
| Clear Path Variable Rate Home Loan Specials | 3.55% | 3.68% |
Refinance $2,000 Cashback Offer available to Owner Occupied loans, all Investment home loans and all lines of credit.
| Owner Occupied Products | Rate | Comparision |
|---|---|---|
| Viridian Line of Credit | 6.03% | 6.22% |
| Standard Variable Rate Home Loan | 4.55% | 4.70% |
| MAV Viridian Line of Credit | 5.43% | 5.80% |
| MAV Variable | 3.85% | 4.25% |
| Extra Home Loan | 2.79% | 2.80% |
Get $2,000 cashback on settlement for eligible applications of $250,000 or more, received by 31 August 2020 and settled by 31 October 2020.
Offer DetailsFor home loan applications received from 4 May 2020 and 31 August 2020, with loan settled by 31 October 2020. $250K minimum loan amount. Limited to 1 cashback per primary borrower regardless of the number of loans. Offer may be varied or withdrawn at any time. The cashback will be paid into an 86 400 Pay account within 14 days of settlement.
| Owner Occupied Products | Rate | Comparision |
|---|
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Get a Better Rate is a local mortgage broking business, servicing Sydney Metro area including Greystanes, Blacktown, Parramatta, Pemulwuy, Smithfield, Prospect and Wetherill Park area.
Member of the Australian Finance Group ('AFG') with access to loans from over 40 lenders including Westpac ('WBC'), Commonwealth Bank ('CBA'), ANZ, National Australia Bank ('NAB'), Macquarie Mortgage Solutions ('MBMS'), Pepper Money, ING Direct, AMP Bank, Suncorp and many more.
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The comparison rate is based on a loan amount of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply and your full financial situation would need to be reviewed prior to acceptance of any offer or product.
