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Home Loan Cashback Offers

Whether you are looking to refinance your existing home loan, or purchasing your new home. Not only can we help you find your next loan but we will can match you with the best home loan offers and refinance cash-backs avaliable.

The latest lender rates and home loan offers and cashbacks are outlined below. Note, not all products qualify for cash-back offers and should be discussed with a mortgage broker before you applying.

Compare all home loans
Compare all home loans
Virgin Money cashback offer
$2,500 Cashback*

For a limited time, you can switch to Virgin Money and receive $2,500 cashback on eligible loans.

The $2,500 cashback offer is for new Owner Occupied Principal and Interest Refinance loans

Applications must be received between 18 May 2020 and 28 August 2020, and settle by 30 October 2020

$300,000 minimum loan amount and up to 80% LVR

For new borrowings only

Customers will need to open a companion account alongside their loan. The $2,500 cashback payment will be credited to the companion account.

Offer ends 28 August 2020

Owner Occupied ProductsRateComparision
Reward Me Variable2.60%2.76%
*Conditions apply

Suncorp cashback offer
Suncorp $3,000 refinance bonus*

Suncorp home loan refinance Cash Bonus of up to $3,000.

In addition, an extra $1,000 Frontline Extra Bonus, is available for teachers, emergency workers and health heroes - our 'frontline' heroes during the COVID-19 situation - providing eligible customers with a cash payment of up to $4,000 in total.

Offer details
  • Refinance New Home Lending >$250,000.00, receive $2,000
  • Refinance New Home Lending >$750,000.00, receive $3,000
  • Loan to Value Ratio ("LVR") including Lenders Mortgage Insurance ("LMI") is less than or equal to 90%
  • Available product types are Standard Variable, Back to Basics Variable, Fixed Rate Home Loans
  • Both P&I and IO repayment type accepted

Important note: Customers must be eligible for the Refinance Cash Bonus in order to potentially be eligible for the Frontline Extra Bonus. Refinance from another financial institution to Suncorp Bank for a home loan.

Applications received and lodged between 15 May 2020 and 30 September 2020, settle by 29 December 2020

Offer ends 30 September 2020

Owner Occupied ProductsRateComparision
Standard Variable4.98%5.13%
Home Package Plus Special2.84%3.23%
Back to Basics Special2.78%2.78%
Access Equity5.65%5.80%
*Conditions apply

Newcastle Permanent cashback offer
Newcastle Permanent Cashback Promotion*

For a limited time, new Owner Occupied or Investment Home Loans with Newcastle Permanent may receive $2,500 cashback.

To be eligible for the $2,500 cashback payment:

  • Applications must be received during the offer period and approved and settled by 31 October 2020;
  • Minimum New Borrowing Loan Amount is $300,000;
  • LVR must be 80% or less;
  • A borrower is eligible for only one payment of $2,500 during the offer period; and
  • The cashback applies to Principle & Interest Home loans (Owner Occupied or Investment) and Interest Only Investment Loans only

Other important information

The cashback payment will be deposited to a Newcastle Permanent Building Society Everyday Account in the name(s) of the borrower(s) after the settlement date.
Offer ends 31 August 2020

Owner Occupied ProductsRateComparision
Premium Plus Package P&I2.94%3.35%
Premium Plus Line of Credit4.34%4.72%
Basic Variable P&I2.59%2.63%
*Conditions apply

ANZ cashback offer

Effective 1 June 2020, ANZ home loans eligible customers who are refinancing $250,000 or more from another lender (which may include some additional new lending), a cashback amount of $3,000 will be available.

Eligibility criteria
  • Loan applications must be submitted between 1 June 2020 and 31 August 2020
  • Loans must be drawn down by 30 November 2020
  • At least $150,000 but less than $250,000 - $1,200 cashback
  • $250,000 or more - $3,000 cashback

Important note: ANZ's home loans switching cashback discretion can be varied by ANZ from time to time and may be withdrawn at any time.

Offer ends 31 August 2020

Owner Occupied ProductsRateComparision
Standard Variable Home Loan4.39%4.49%
Simplicity Plus2.72%2.72%
Equity Manager6.16%6.33%
Breakfree Standard Variable Land Loan3.59%3.99%
BreakFree Equity Manager4.95%5.32%
*Conditions apply

Bank of QLD cashback offer
BOQ Refinance Cashback Offer*

From Wednesday, 17 June 2020, BOQ is offering a $2,500 cashback to eligible customers who are refinancing to BOQ.

  • Personal customers taking out a new home loan with BOQ;
  • The loan is refinanced to BOQ from another financial institution (excluding Virgin Money and BOQ Specialist);
  • Applications need to be submitted before Saturday, 26 September 2020;
  • Loans must settle prior to Saturday, 12 December 2020;
  • Minimum new lending of at least $250,000 with maximum LVR of 70%;

All customers will be paid the cashback, provided the lending meets the eligibility criteria outlined above. Customers must open a BOQ transaction account and the cashback will be paid to the account within 30 days of the loan settlement.

Offer ends 26 September 2020

Owner Occupied ProductsRateComparision
Economy Variable Home Loan Owner Occupied2.69%2.85%
Clear Path Variable Rate Home Loan Specials3.55%3.68%
*Conditions apply

Commonwealth Bank cashback offer
Enjoy $2,000 cashback when you refinance your eligible home loan to CBA*

Refinance $2,000 Cashback Offer available to Owner Occupied loans, all Investment home loans and all lines of credit.

  • Min refinance loan amount $250k
  • Owner Occupied home loans
  • Investment loans
Offer Details
Refinance of existing CBA or Bankwest loans are not eligible. The cashback amount will only be credited to a CommBank Transaction Account Limit of one cashback payment per borrowing entity and per customer. If the customer is completing a Bridging Loan application at the same time as the refinance application, they are not eligible for the $2,000 OFI Refinance Cashback Offer. Offer may be terminated at any time.

Apply before 31 October 2020 and settle by 31 December 2020
Offer ends 31 October 2020

Owner Occupied ProductsRateComparision
Viridian Line of Credit6.03%6.22%
Standard Variable Rate Home Loan4.55%4.70%
MAV Viridian Line of Credit5.43%5.80%
MAV Variable3.85%4.25%
Extra Home Loan2.79%2.80%
*Conditions apply

86400 cashback offer
$2,000 cashback offer!*
$2,000 cashback offer!

Get $2,000 cashback on settlement for eligible applications of $250,000 or more, received by 31 August 2020 and settled by 31 October 2020.

Offer Details

For home loan applications received from 4 May 2020 and 31 August 2020, with loan settled by 31 October 2020. $250K minimum loan amount. Limited to 1 cashback per primary borrower regardless of the number of loans. Offer may be varied or withdrawn at any time. The cashback will be paid into an 86 400 Pay account within 14 days of settlement.

Offer ends 31 August 2020

Owner Occupied ProductsRateComparision
*Conditions apply