Whether you are looking to refinance your existing home loan, or purchasing your new home. Not only can we help you find your next loan but we will can match you with the best home loan offers and refinance cash-backs avaliable.
The latest lender rates and home loan offers and cashbacks are outlined below. Note, not all products qualify for cash-back offers and should be discussed with a mortgage broker before you applying.
ANZ Home Loan 300,000 Qantas Frequent Flyer Offer*
Effective from Friday 10 June 2022, ANZ will be offering customers the chance to claim 300,000 Qantas Frequent Flyer (QFF) points when they switch or take out a new home loan of $300k or more with an LVR of 80% or less.
Offer ends 19 August 2022
Cashback when you refinance to MyState Bank!*
Refinance your home or investment property loan through MyState Bank by 31 August 2022 and receive a bonus of up to $3,000!
Now is a great time to refinance your property loan. What are you waiting for?
Offer ends 31 August 2022
Virgin Money $2,500 Cashback*
Get a little something back. For a limited time, you can switch to Virgin Money and receive $2,500 cashback on eligible loans.
The $2,500 cashback offer is for new Owner Occupied and Investment home loan refinances
Applications received between 1 July 2022 and 31 August 2022 (inclusive), Only and that settle by 30 November 2022
$300,000 minimum loan amount and up to 80% LVR
You will need to open a Reward Me Home Loan Companion account alongside your loan, where the $2,500 cashback payment will be credited within 60 days of settlement.
Offer ends 31 August 2022
BOQ Refinance Cashback Offer *
From Saturday, 1 July 2022 until Wednesday , 31 August 2022 BOQ is offering a $2,500 cashback to eligible customers who are refinancing to BOQ.
Minimum lending of $250,000 and with maximum LVR of 80%.
Offer ends 31 August 2022
ME Bank Refinance Cashback*
Switch to ME and receive a $2.5K home loan-warming gift.
We're all about making money good. Which is why we're giving you $2,500 to switch your home loan over to ME.
Offer ends 31 August 2022
ING's $3,000 Home Loan Refinance Cashback*
ING cashback promotion for eligible new refinance applications. That's $3,000 for you to do your thing, whatever that is.
Offer ends 30 September 2022
Newcastle Permanent Cashback*
From 1 April 2022 until 30 September 2022, customers who refinance to us will be eligible for up to $3,000 cashback
Offer ends 30 September 2022
$2,000 cashback? Bank you very much!*
Heritage is offering a $2,000 cashback for each eligible Heritage Home Loan taken out during the promotion period, between 20 July and 30 September.
Offer ends 30 September 2022
St George $4,000 Refinance Cashback*
St George $4,000 Refinance Cashback home loan offer will be eligible for refinance applications received between 8 December 2021 and 31 October 2022 and settled by 31 January 2023.
Offer ends 31 October 2022
Bank of Melbourne $4,000 Refinance Cashback*
Bank of Melbourne $4,000 Refinance Cashback home loan offer will be eligible for refinance applications received between 8 December 2021 and 31 October 2022 and settled by 31 January 2023.
Offer ends 31 October 2022
Bank SA $4,000 Refinance Cashback*
Bank SA $4,000 Refinance Cashback home loan offer will be eligible for refinance applications received between 8 December 2021 and 31 October 2022 and settled by 31 January 2023.
Offer ends 31 October 2022
P&N Bank Cashback*
Purchase or refinance your home with P&N Bank and you'll get an extremely competitive rate, and $3,000 cashback.
Limited time only. For borrowings up to 80% of the property value. Minimum loan amount $250,000. Eligibility criteria and T&Cs apply.
Offer ends 31 October 2022
Westpac $2,000 Refinance Cashback*
Westpac Refinance Cashback home loan offer will be eligible for refinance applications received between 1st August 2022 to 31st October 2022 and settle by 31st January 2023.
Offer ends 31 October 2022
Receive up to $4k cash from Suncorp*
Receive $4,000 cash boost when you take out a new Suncorp Bank home loan of $1M or more with LVR less than 90%.
Apply by 30th November 2022 and settlement by 28th February 2023, unless withdrawn prior.
Offer ends 30 November 2022
$2,000 cashback when you switch your home loan to CBA*
Enjoy $2,000 cashback when you refinance your eligible home loan to CommBank.
The cashback bonus is available on the following loans:
Apply by 31 December 2022 and have your loan funded by 31 March 2023. Minimum refinance amount $250,000. Not available for Bridging Loans. Limit of one $2,000 cashback per borrowing entity and per customer over a 12 month period.
Offer ends 31 December 2022
Enjoy a $2000 refinance bonus*
Make your move a little easier with a $2,000 cash bonus when you refinance your existing home loan to NAB.
An eligible NAB transaction account is required at the time of drawdown. The cash bonus is available on new refinances of $250,000 or more and drawdown must occur from 7 September 2020 until the time the offer is withdrawn.
Offer ends 31 December 2022
Bankwest Cashback*
To help customers with the cost of refinancing, new Bankwest customers may be eligible for a home loan cashback of $2,000.
Offer ends 28 February 2023
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Get a Better Rate is a local mortgage broking business. Member of the Australian Finance Group ('AFG') with access to loans from over 40 lenders including Westpac ('WBC'), Commonwealth Bank ('CBA'), ANZ, National Australia Bank ('NAB'), Macquarie Mortgage Solutions ('MBMS'), Pepper Money, ING Direct, AMP Bank, Suncorp and many more.
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The comparison rate is based on a loan amount of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply and your full financial situation would need to be reviewed prior to acceptance of any offer or product.
