Get a Better Rate proudly empowers Australians to achieve the home of their dreams through expert mortgage advice. Our mortgage broker services guide customers to the best mortgage rates on the market, granting access to over 40 prominent Australian lenders.

Headed by founder Peter Hammond, who has over 20 years of experience working with leading Australian financial service brands, Get a Better Rate provides personalised services for every customer. We take our role as the conduit between you and Australia’s most prominent lenders very seriously, so we will be with you every step of the way.

Conveniently located in the heart of Sydney, Get a Better Rate is ready to provide Australians across New South Wales with the mortgage rates they deserve.

Get a Better Rate services and approach

Get a Better Rate is dedicated to providing our clients with the best mortgage rates available on the Australian market. This customer-centric approach means that we will support you throughout the loan process, with an experienced mortgage specialist as your main point of contact. You will never be alone when deciding what rate works best for you.

If you are interested in a particular property in the mortgage market, we can help you learn all about it and its local area through property reports. We keep track of the property’s features and estimated price range, along with data on its suburb and the other properties for sale in the area. Our research will help you know exactly what kind of mortgage you need for your dream home and how Get a Better Rate can get you there.

Qualifications and licences

MFAA Mebmer Logo    AFCA Mebmer Logo

Meet our founder and principal broker: Peter Hammond

Peter Hammond Mortgage Broker

Get a Better Rate is led by a seasoned professional in the hands of mortgage broker Peter Hammond. Peter has over 20 years of experience working with leading Australian financial institutions, including Westpac, Aussie Home Loans, Macquarie Bank, AMP, and Woolworths Money. His expertise in all mortgage lending matters makes him a reputable source of lending knowledge throughout Sydney and beyond.

Peter has worked across various roles, including product management, relationship management, operations and, more recently, as a consultant. This has given him a deep knowledge of the Australian home loan landscape and the challenges consumers face.

It is this connection and dedication to his clients that makes Peter such a trusted figure in the mortgage industry.

Read our client testimonials

Since its inception, Get a Better Rate has focused on placing customers first, unlike many big name Australian mortgage lenders. We have helped hundreds of Australians over the past 7 years to get a rate best suited to their needs, always leaving behind happy customers.

JR “Ez” Lee profile pic

JR “Ez” Lee
Pete was incredible. He found solutions to any obstacle and I was able to purchase a second property using equity. The process was far less intimidating and confusing with him supporting me. He has also helped a family member recently purchase their first home. So stoked and appreciative I was able to connect with Pete for an amazing outcome!

Ainslie Hie profile pic

Ainslie Hie
The road to purchasing a family home was a long one for us (several years), and I lost count of how many pre-approvals Peter prepared us, or how many questions he patiently answered. Peter is helpful, knowledgeable, patient, and professional, and I would not hesitate to recommend his service to other home buyers—top-notch service!

Frank Jeroncic profile pic

Frank Jeroncic
Peter has a gift, of calling at the right time, following up, and making the tiresome process of refinancing and/or purchasing a home much easier to bare. I would hope others would have the same pleasant experience as I have.

Kerry Luong profile pic

Kerry Luong
I highly recommend Get a Better Rate! Peter is always responsive and professional. Thanks for all your help!

Book a free consultation today

If you are looking for the best rates on the mortgage market today, Get a Better Rate is ready to point you towards your goal. We offer free consultations for all of our customers, whether you prefer face-to-face or over the phone. Regardless of how you want to discuss your mortgage loan prospects, we are ready to make the finance process as easy as possible.

You can give Peter a call at 0420 991 404 to get your mortgage lending underway as soon as possible, or head on over to the Get a Better Rate site to leave us a message.

See our diverse lender panel

Get a Better Rate has access to over 40 different lenders, with each company having their own features and history of serving Australians needing a mortgage. We provide all customers the chance to choose from multiple home loan products from each lender, meaning that there is no end of options available.

At Get a Better Rate, we believe in matching clients with the lender that works best for your personal and financial needs. With our diverse lender's panel, you will find the perfect match.

Our preferred lenders

ANZ logo PNG and SVF formats

Bank SA logo PNG and SVF formats

Bankwest logo PNG and SVF formats

Bank of Melbourne logo PNG and SVF formats

Commonwealth Bank logo PNG and SVF formats

ING logo PNG and SVF formats

Macquarie Bank logo PNG and SVF formats

NAB logo PNG and SVF formats

Newcastle Permanent logo PNG and SVF formats

St George Bank logo PNG and SVF formats

Teachers Mutual Bank logo PNG and SVF formats

UBank logo PNG and SVF formats

Virgin Money logo PNG and SVF formats

Westpac logo PNG and SVF formats


How long has Get a Better Rate been in the mortgage broking industry?

Get a Better Rate has provided Australians with competitive mortgage rates for over 7 years. Our founder, however, has over 15 years of experience in the mortgage industry that he brings to our services.

Are there any fees for your service?

We offer free consultation to all of our customers and no hidden fees.

How does Get a Better Rate handle my personal and financial information?

Your mortgage broker will ask questions about your personal and financial circumstances to help you find the best loan for your circumstances. This information will remain confidential in the hands of Get a Better Rate.

What makes `Get a Better Rate` different from other mortgage brokers?

Get a Better Rate works from the heart of Sydney, just like how we work to get to the heart of our clients’ mortgage needs. With our brokers working with you every step of the way, you can be sure that your lending needs are being met efficiently and effectively.

How do I start the process with `Get a Better Rate`?

With just a call or form submission online, you can start the mortgage lending process with Get a Better Rate.