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Newcastle Permanent Home Loan Products

Review the fees and features of Newcastle Permanent's home loan products



Newcastle Permanent Cashback*

From 1 April 2022, customers who refinance to us will be eligible for up to $3,000 cashback

Here's how it works:
  • Offers apply to customers refinancing their home loan to NPBS from another institution
  • Qualifying loans of greater than or equal to $250,000 will be eligible for the standard $2,000 Cashback Payment
  • Qualifying loans of greater than or equal to $500,000 will be eligible for an additional $1,000 Bonus Cashback Payment
  • Applications must be submitted by 30/6/2022 and settled by 31/08/2022

For loan applications received prior to 17 March 2022, all refinance owner occupied and investment loans must have a Loan to Valuation Ratio ("LVR") less than or equal to 80%

For loan applications received from 17 March 2022, must have a a Loan to Valuation Ratio ("LVR") less than or equal to 90%.

  • A borrower is eligible for only one cashback payment during the offer period and
  • The cashback applies to Owner Occupied or Investment Home Loans
  • includes investment home loans with interest only repayments
Other important information
  • The cashback and bonus cashback payment will be deposited to a NPBS Everyday Account in the name(s) of the borrower(s) within 30 days of the settlement date
  • Full Terms and Conditions are available on request
  • This Bonus Cashback Offer commences 1 April 2022 and closes 30 June 2022
Offer ends 30 June 2022

ProductBasic Variable IOBasic Variable P&IPremium Plus Line of CreditPremium Plus Package IOPremium Plus Package P&I
Product Fees
Application$595$595---
Settlement-----
Discharge$250$250$250$250$250
Product--$395$395$395
Fee Cycle--AnnuallyAnnuallyAnnually
Product Features
RepaymentWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, Monthly
Offset
Redraw
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