Compare AFG Home Loans products

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Product rates and fees last updated

AFG logo
★ Today’s Lowest Variable Rate

6.09% (6.10%)*

Basic Variable Home Loan
No
$0
Offset Account
Annual Fee

Simplify Your AFG Home Loan Search

Navigating the world of home loans, especially when considering your housing needs, can feel overwhelming. At Get A Better Rate, we make finding the right AFG home loan simpler than ever. Our platform allows you to easily compare a range of AFG products side-by-side, while our experienced Sydney-based brokers provide the expert guidance you need to secure a loan that truly fits your objectives.

Understanding Your Situation

Choosing the right AFG home loan depends heavily on your individual circumstances and financial goals. Are you a first-time buyer, looking to refinance, or considering an investment property? Our experienced brokers take the time to understand your unique situation to recommend AFG options that truly align with your needs and objectives.

See How AFG Compares to Other Lenders

While AFG offers a range of home loan products, it's wise to explore all your options. Get A Better Rate allows you to compare AFG's loans side-by-side with offers from over 40 other trusted lenders in Australia. See how their rates, fees, and features stack up to ensure you're getting the best deal for your situation.

Compare Home Loans

AFG Home Loans - Alpha Home Loan Products

AFG Basic Variable Home Loan

★ LOWEST RATE

Basic Variable Home Loan
INTEREST RATE
6.09%
COMPARISON
6.10%
SETTLEMENT
$199
DISCHARGE
$350
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
60%
Min. Loan Amount
$5,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Monthly
AFG Boss Near Prime Alt Doc

Boss Near Prime Alt Doc
INTEREST RATE
7.59%
COMPARISON
7.87%
SETTLEMENT
$960
MONTHLY
$15
DISCHARGE
$550
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Boss Prime Alt Doc

Boss Prime Alt Doc
INTEREST RATE
6.84%
COMPARISON
7.12%
SETTLEMENT
$960
MONTHLY
$15
DISCHARGE
$550
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Bridging - End Debt

Bridging - End Debt
INTEREST RATE
8.99%
COMPARISON
9.18%
SETTLEMENT
$1440
DISCHARGE
$385
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
85%
Min. Loan Amount
$300,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
AFG Bridging - No End Debt

Bridging - No End Debt
INTEREST RATE
8.99%
COMPARISON
9.18%
SETTLEMENT
$1440
DISCHARGE
$385
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
85%
Min. Loan Amount
$300,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
AFG Connect Bridging Loan

Connect Bridging Loan
INTEREST RATE
8.39%
COMPARISON
8.52%
SETTLEMENT
$960
DISCHARGE
$950
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Weekly, Fortnightly, Monthly
AFG Easy Builder - Construction

Easy Builder - Construction
INTEREST RATE
7.99%
COMPARISON
8.52%
SETTLEMENT
$960
ANNUALLY
$499
DISCHARGE
$950
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
65%
Min. Loan Amount
$200,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Weekly, Fortnightly, Monthly
AFG Easy Builder - Construction Non Resident

Easy Builder - Construction Non Resident
INTEREST RATE
7.99%
COMPARISON
8.49%
SETTLEMENT
$630
ANNUALLY
$499
DISCHARGE
$950
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
65%
Min. Loan Amount
$200,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Weekly, Fortnightly, Monthly
AFG Edge Plus Standard Variable

Edge Plus Standard Variable
INTEREST RATE
15.00%
COMPARISON
15.25%
SETTLEMENT
$250
ANNUALLY
$330
DISCHARGE
$295
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
95%
Min. Loan Amount
$0
Genuine Savings
0%
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Elevate Prime

Elevate Prime
INTEREST RATE
6.99%
COMPARISON
7.50%
SETTLEMENT
$630
ANNUALLY
$499
DISCHARGE
$950
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$150,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Empower Near Prime

Empower Near Prime
INTEREST RATE
7.23%
COMPARISON
7.46%
SETTLEMENT
$960
MONTHLY
$15
DISCHARGE
$550
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Empower Prime

Empower Prime
INTEREST RATE
6.49%
COMPARISON
6.72%
SETTLEMENT
$960
MONTHLY
$15
DISCHARGE
$550
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Evergreen Non-Resident

Evergreen Non-Resident
INTEREST RATE
7.33%
COMPARISON
7.84%
SETTLEMENT
$630
ANNUALLY
$499
DISCHARGE
$950
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$150,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Full Doc

Full Doc
INTEREST RATE
6.78%
COMPARISON
6.92%
SETTLEMENT
$1230
DISCHARGE
$495
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$100,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Mid Doc

Mid Doc
INTEREST RATE
6.98%
COMPARISON
7.12%
SETTLEMENT
$1230
DISCHARGE
$495
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
50%
Min. Loan Amount
$3,000,001
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Offset Variable Home Loan

Offset Variable Home Loan
INTEREST RATE
6.14%
COMPARISON
6.34%
SETTLEMENT
$199
MONTHLY
$15
DISCHARGE
$350
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
60%
Min. Loan Amount
$5,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Monthly
AFG Options Near Prime Clear Full Doc

Options Near Prime Clear Full Doc
INTEREST RATE
7.24%
COMPARISON
7.49%
SETTLEMENT
$330
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
55%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Options Near Prime Clear Lite Doc

Options Near Prime Clear Lite Doc
INTEREST RATE
7.69%
COMPARISON
7.94%
SETTLEMENT
$330
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
55%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Options Near Prime Construction Full Doc

Options Near Prime Construction Full Doc
INTEREST RATE
8.64%
COMPARISON
8.93%
SETTLEMENT
$605
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
55%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Fortnightly, Monthly
AFG Options Near Prime Construction Lite Doc

Options Near Prime Construction Lite Doc
INTEREST RATE
8.64%
COMPARISON
8.93%
SETTLEMENT
$605
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
55%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Fortnightly, Monthly
AFG Options Near Prime Full Doc

Options Near Prime Full Doc
INTEREST RATE
7.69%
COMPARISON
7.94%
SETTLEMENT
$330
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
55%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Options Near Prime Lite Doc

Options Near Prime Lite Doc
INTEREST RATE
7.89%
COMPARISON
8.14%
SETTLEMENT
$330
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
65%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Options Prime Construction Alt Doc

Options Prime Construction Alt Doc
INTEREST RATE
8.34%
COMPARISON
8.57%
SETTLEMENT
$605
MONTHLY
$10
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
55%
Min. Loan Amount
$100,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Fortnightly, Monthly
AFG Options Prime Construction Full Doc

Options Prime Construction Full Doc
INTEREST RATE
8.34%
COMPARISON
8.57%
SETTLEMENT
$605
MONTHLY
$10
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
55%
Min. Loan Amount
$100,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Fortnightly, Monthly
AFG Options Prime Full Doc

Options Prime Full Doc
INTEREST RATE
6.74%
COMPARISON
6.91%
SETTLEMENT
$330
MONTHLY
$10
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
65%
Min. Loan Amount
$100,000
Genuine Savings
0%
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Options Prime Lite Doc

Options Prime Lite Doc
INTEREST RATE
6.94%
COMPARISON
7.11%
SETTLEMENT
$330
MONTHLY
$10
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
55%
Min. Loan Amount
$100,000
Genuine Savings
0%
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Options Specialist Full Doc

Options Specialist Full Doc
INTEREST RATE
8.64%
COMPARISON
8.89%
SETTLEMENT
$330
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
65%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Options Specialist Full Doc Plus

Options Specialist Full Doc Plus
INTEREST RATE
9.74%
COMPARISON
10.00%
SETTLEMENT
$330
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
65%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Options Specialist Lite Doc

Options Specialist Lite Doc
INTEREST RATE
8.94%
COMPARISON
9.19%
SETTLEMENT
$330
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
65%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Options Specialist Lite Doc Plus

Options Specialist Lite Doc Plus
INTEREST RATE
10.14%
COMPARISON
10.40%
SETTLEMENT
$330
MONTHLY
$15
DISCHARGE
$500
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
65%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Platinum Non-Resident

Platinum Non-Resident
INTEREST RATE
7.98%
COMPARISON
8.48%
SETTLEMENT
$630
ANNUALLY
$499
DISCHARGE
$950
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$150,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Residential SMSF

Residential SMSF
INTEREST RATE
7.09%
COMPARISON
7.21%
SETTLEMENT
$880
DISCHARGE
$950
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
95%
Min. Loan Amount
$3,000,001
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Fortnightly, Monthly
AFG Retro Construction

Retro Construction
INTEREST RATE
6.49%
COMPARISON
6.71%
SETTLEMENT
$591
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$750,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Retro Home Loan

Retro Home Loan
INTEREST RATE
6.49%
COMPARISON
6.53%
SETTLEMENT
$591
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$1,250,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Retro Lite

Retro Lite
INTEREST RATE
6.99%
COMPARISON
7.32%
SETTLEMENT
$722
ANNUALLY
$330
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$1,250,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Retro Lite Specialist

Retro Lite Specialist
INTEREST RATE
7.49%
COMPARISON
7.83%
SETTLEMENT
$842
ANNUALLY
$330
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$750,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Retro Lite Specialist Plus

Retro Lite Specialist Plus
INTEREST RATE
8.99%
COMPARISON
9.31%
SETTLEMENT
$842
ANNUALLY
$330
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$750,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Retro SMSF

Retro SMSF
INTEREST RATE
7.08%
COMPARISON
7.41%
SETTLEMENT
$756
ANNUALLY
$330
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
95%
Min. Loan Amount
$1,250,001
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Retro Specialist

Retro Specialist
INTEREST RATE
7.34%
COMPARISON
7.68%
SETTLEMENT
$842
ANNUALLY
$330
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
70%
Min. Loan Amount
$750,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Retro Switch Home Loan

Retro Switch Home Loan
INTEREST RATE
6.49%
COMPARISON
6.53%
SETTLEMENT
$591
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
95%
Min. Loan Amount
$1,250,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG Retro Versa

Retro Versa
INTEREST RATE
6.96%
COMPARISON
7.30%
SETTLEMENT
$842
ANNUALLY
$330
DISCHARGE
$485
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
60%
Min. Loan Amount
$750,000
Genuine Savings
-
Repayment Type
Principal & Interest
Repayment
Weekly, Fortnightly, Monthly
AFG SMSF Near Prime

SMSF Near Prime
INTEREST RATE
7.99%
COMPARISON
9.61%
SETTLEMENT
$1060
MONTHLY
$25
DISCHARGE
$550
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
95%
Min. Loan Amount
$100,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Fortnightly, Monthly
AFG SMSF Prime

SMSF Prime
INTEREST RATE
7.09%
COMPARISON
7.47%
SETTLEMENT
$1060
MONTHLY
$25
DISCHARGE
$550
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
95%
Min. Loan Amount
$100,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Fortnightly, Monthly
AFG Vacant Land

Vacant Land
INTEREST RATE
8.49%
COMPARISON
8.62%
SETTLEMENT
$960
DISCHARGE
$950
Offset
'/> Redraw
EFTPOS
Debit Card
BPay
Online Banking
Bridging
Construction
Max LVR
95%
Min. Loan Amount
$50,000
Genuine Savings
-
Repayment Type
Interest Only
Repayment
Weekly, Fortnightly, Monthly

Understanding Loan to Value Ratio (LVR)

AFG's sharpest variable rate is 6.09% (6.10% comparison) on the Basic Variable Home Loan - with a maximum LVR of 60%. So you will need 40% deposit or equity.

Loan to Value Ratio (LVR) is a key factor when considering a AFG home loan. It represents the amount of your loan compared to the value of the property you're purchasing or refinancing. A lower LVR (meaning you have a larger deposit or more equity) can often result in more favourable interest rates and may help you avoid Lenders Mortgage Insurance (LMI). Our brokers can explain how LVR applies to different AFG loan products and help you understand its implications for your borrowing power.

Information for Home Owners

If you're looking for a AFG home loan for your own home, features like offset accounts and redraw facilities can offer significant benefits. AFG provides a range of loan options designed for home owners, allowing you to manage your finances effectively and potentially save on interest. Our brokers can help you explore these features and find a AFG loan that suits your lifestyle.

AFG has a range of different products from Basic Variable Home Loan which has no on-going fees or their Platinum Non-Resident a $499 fee charged annually.

An offset home loan feature is available on the AFG Platinum Non-Resident.

Why Choose Get A Better Rate for Your AFG Loan?

Finding the right AFG home loan doesn't have to be a hassle. Here's how Get A Better Rate gives you the edge:

See Live AFG Rates & Features

Our unique platform provides an easy way to compare various AFG home loan products and their key features, helping you understand their different purposes.

Expert AFG Insights

Our Sydney-based brokers have in-depth knowledge of AFG's lending criteria and product nuances.

Compare Beyond AFG

We don't just focus on one bank. We can compare AFG's offerings against solutions from over 40 other trusted lenders, informed by your specific searches.

Receive Personalised Advice

We take the time to understand your unique financial situation and property goals to recommend the AFG loan that truly suits your needs, considering factors like your potential borrowing capacity.

Simplify Your Application Support

Let us handle the complexities of the application process, helping you navigate the paperwork and liaise with AFG, even explaining key documents like the product disclosure statement (PDS).

Contact Sydney mortgage broker

Need help comparing AFG loans or navigating the application?

We have over 20 years of experience working with different Australian Home Loan providers, including AFG. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!

Peter Hammond Mortgage Broker
Qualifications and licences
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Meet our founder and principal broker: Peter Hammond

Get a Better Rate is led by a seasoned professional in the hands of mortgage broker Peter Hammond. Peter has over 20 years of experience working with leading Australian financial institutions, including Westpac, Aussie Home Loans, Macquarie Bank, AMP, and Woolworths Money. His expertise in all mortgage lending matters makes him a reputable source of lending knowledge throughout Sydney and beyond.

Peter has worked across various roles, including product management, relationship management, operations and, more recently, as a consultant. This has given him a deep knowledge of the Australian home loan landscape and the challenges consumers face.

It is this connection and dedication to his clients that makes Peter such a trusted figure in the mortgage industry.

Need Help Comparing AFG Loans or Navigating the Application?

Our expert mortgage brokers in Sydney are here to answer your questions and guide you through the AFG home loan process.

Or call us directly on 1300 029 053

Ready to Take the Next Step with Your AFG Loan?

To help you prepare for your AFG home loan application, whether you're building your future or buying into the property market, here are a few key steps:

Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.

Use our home loan repayment calculator and compare repayments against your budget.

STEP 1

Gather Your Essential Documents

Have the following readily available:
  • Have your income statements (payslips, tax returns)
  • Prepare your Expense budget
  • Know your monthly liabilities and credit card limits
  • Australian ID documents

STEP 2

Discuss Your Options with Our AFG Specialists

Our experienced brokers can guide you through the AFG application process and answer any questions you may have.

Trusted Sydney Mortgage Brokers Helping You with AFG Loans

At Get A Better Rate, we're committed to providing transparent and reliable mortgage advice.

Experienced Professionals

Our team of accredited mortgage brokers like MFAA and AFCA has years of experience assisting Sydney homeowners.

Local Expertise

Based in the Sydney CBD, we understand the local property market and have strong relationships with lenders like AFG.

Client Success

Don't just take our word for it. See what our satisfied clients say about finding their ideal AFG loan with us below.

Testimonials

Peter is an ABSOLUTE legend! He worked tirelessly to help us get our loan. Which was by no stretch of the imagination an easy or straightforward lending situation. But Peter, was helpful and hard working as well as approachable and open minded ect step of the way. He made sure we got the best results and didn’t give up where many other brokers may have done so. We weren’t lending a massive amount but, as he said it’s not the size of the loan that matters it’s the quality of service that ...
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Lloyd Reardon
Outstanding Mortgage Broker – Above and Beyond! Working with Peter at Get a Better Rate has been nothing short of exceptional. From our very first conversation, it was clear that they genuinely cared about finding the best possible mortgage solution for my situation. What truly stood out was their transparency, responsiveness, and deep knowledge of the market. They took the time to explain every step of the process in detail, patiently answered all of my questions (even the ones I thought were...
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Robbie
As a first-home buyer, I had a million questions throughout the process and Peter answered every one and made the purchase as effortless and understandable as possible. From pre-approval to settlement, he was proactive, clear, and secured a competitive rate. Peter guided me through the process, explained what my options were, compared lenders, went above and beyond to help me and I couldn’t recommend Peter and Get A Better Rate more!...
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Jameson Fahy

Exploring AFG Fixed Home Loan Rates?

Understanding the LVR can be crucial when considering fixed rates, as it can influence your options.

Fixed-rate loans offer the security of consistent repayments for a set period. However, it's important to consider factors like potential break fees and limited flexibility. Our expert brokers can help you weigh the pros and cons of a AFG fixed-rate loan based on your individual circumstances.

Additional resources and tools

No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the AFG, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.

Refinance Calculator

Our refinance comparison calculator, will help you understand what you could be savings on your home loan

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Loan Repayment

How much will be loan repayments be?

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