Did any home loan rates change today? 11 October 2026
No home loans changed today. We have not recorded a rate change from any lender on our panel of 40+ lenders on 11 October 2026.
That means no change has reached us today, which is unusual. Across a panel of this size some lender reprices almost every business day, and most of those moves have nothing to do with the Reserve Bank of Australia — lenders adjust individual rate plans to compete for particular borrowers. A quiet day does not mean every lender held its rates either: a change may simply not have reached us yet.
If you want to know whether YOUR rate is still competitive, the day nothing changed is as good as any:
- Every rate change we have recorded, by lender — with the dates each took effect.
- Compare current home loan rates across our panel.
- Current fixed rates, with their comparison rates.
Last updated 11 October 2026.
Has your lender put your rate up?
When a lender lifts its reference rate, the discount on your loan does not move with it — so your rate goes up and the deal you originally negotiated quietly gets worse. We will tell you what your lender has done, what the rest of our panel of 40+ lenders has done, and whether your current rate still stacks up. No cost, and no obligation to switch.
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With over 20 years of experience we can tell you what your lender has done, what the rest of the panel has done, and whether your current rate still stacks up. Based in the Sydney CBD, Get a Better Rate partners with over 40 home loan providers, with an in-depth knowledge of the Australian home loan landscape.
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