Fixed Rate Home Loans
Fixed rate home loans can be a great tool to manage your budget. Home loan repayments are often the largest monthly household expense; in an increasing interest rate environment you monthly repayment can put added pressure on you and your family.
below we have identified four of our lowest rate fixed rate home loans, from a variety of lenders on our panel.
Most lenders will offer a fixed rate between 1 – 5 years, so consider what best matches your goals. Beware that fixed rate loans do often have limitations, such as limited or no redraw and potential break fees. Before deciding to fix your home loan, we always recommend speaking with your broker or lender.
For more information about a particular lender’s fixed rates, visit our lender pages where we compare the different loan options available.
1 Year Fixed - Owner Occupied home loan with 20% deposit
4.65%
(5.42%)*
N
N
$20,000
3 Years Fixed - Owner Occupied home loan with 20% deposit
4.79%
(5.54%)*
Y
Y
$10,000
2 Years Fixed - Owner Occupied home loan with 20% deposit
4.79%
(5.37%)*
N
N
$150,000
2 Years Fixed - Owner Occupied home loan with 20% deposit
4.89%
(6.96%)*
Y
Y
$150,000
Contact Sydney mortgage broker
With over 20 years of experience we will be able to help you navigate the different refinance cashback & special home loan offers, whilst finding a preferred interest rate or home loan product feature. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Home Loan providers, with an in-depth knowledge of the Australian home loan landscape.
Speak to a broker2 Years Fixed - Investment home loan with 20% deposit
4.99%
(5.58%)*
N
N
$20,000
2 Years Fixed - Investment home loan with 20% deposit
4.99%
(7.24%)*
Y
Y
$150,000
2 Years Fixed - Investment home loan with 20% deposit
4.99%
(5.44%)*
N
N
$150,000
1 Year Fixed - Investment home loan with 20% deposit
5.09%
(7.82%)*
Y
N
$150,000
Contact Sydney mortgage broker
With over 20 years of experience we will be able to help you navigate the different refinance cashback & special home loan offers, whilst finding a preferred interest rate or home loan product feature. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Home Loan providers, with an in-depth knowledge of the Australian home loan landscape.
Speak to a broker