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St George Bank Home Loans

St.George is one of Australia`s leading banks and they are known for their award winning products, their amazon services and their expert advice for clients in retail and business. They have supported the greater community by starting a foundation in order to help Australian children and have donated over $35 million to charities supporting this. They have been a reliable bank since 1992 and became the fifth largest Australian Bank in 1997. Over many years they have won various different awards and have most recently won Canstars Home lender of the year. They operate within the Westpac group and value good service that is reliable, transparent and fair.



St George $2,000 Refinance Cashback*

St George $2,000 Refinance Cashback home loan offer will be eligible for refinance applications received from 1 September 2023 and settled within 120 days of applying.

Offer criteria
  • $2,000 Refinance Cashback available for new refinance applications received from 1 September 2023 and settled within 120 days of application. Offer may be varied or withdrawn at any time.
  • Limit of one $2,000 cashback payment per customer regardless of the number of applications, properties or loans involved per 12 month period. For joint applications, only one cashback payment will be paid to the primary applicant.
  • Min Loan amount $250k and LVR must be less than 80%.
  • Offer available on Owner Occupier (Principal & Interest repayments) and Residential Investment Loans (Principal & Interest and Interest Only repayments) with either the Advantage Package ($395 annual package fee) and Basic Home Loans.
  • Offer not available for Portfolio Loans, Owner Occupier Interest Only loans, residential lending originated under family or company trusts, refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • The cashback will be paid into a St.George transaction account within 60 days of settlement. This account must be in the same name as the home loan account and linked to the home loan at settlement.
  • Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible St.George transaction account. Before deciding to acquire a St.George transaction account, read the terms and conditions, and consider if the product is right for your client.
  • Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.

This offer is not available for:

  • Portfolio Loans.
  • Switches and refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Owner Occupier Interest Only loans.
  • Residential lending originated under a trust.
  • Residential lending under a company name.
Offer ends 30 June 2024

St George Bank Home Loan Product Features

Advantage Package IOAdvantage Package P&IBasic Home Loan IOBasic Home Loan P&IRelocation LoanStandard Variable IOStandard Variable P&I

Product Fees

Application--$500$500$600$600$600
Settlement$100$100$100$100$100$100$100
Discharge$350$350$350$350$350$350$350
Product$395$395--$8$8$8
Fee CycleAnnuallyAnnuallyAnnuallyAnnuallyMonthlyMonthlyMonthly

Product Features

RepaymentMonthlyWeekly, Fortnightly, MonthlyMonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyMonthlyWeekly, Fortnightly, Monthly
Offset
Redraw
EFTPOS
Debit Card
BPay
Internet Banking
Bridging
Construction

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Additional resources and tools

No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the St George Bank, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.

Refinance Calculator

Our refinance comparison calculator, will help you understand what you could be savings on your home loan

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Loan Repayment

How much will be loan repayments be?

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