ANZ Home Loan

Variable interest rates starting from 6.25% (6.36%)*

Compare ANZ home loan products, fees and features

ANZ was founded in 1835 making it approximately 186 years old. They have over 8.5 million business and retail customers running globally through 32 markets in Australia, New Zealand, Middle East, Asia, America, and Pacific. They are ranked in the top 4 banks in Australia, and are one of the top 50 banks in the world. Their purpose is to provide sustainability and improve financial wellbeing off all their customers by being connected as well as using their many tools and services.



ANZ Cashback*

Effective from Saturday, 26 August 2023 refinance a new ANZ home loan greater than $250,000 and you could be eligible for a cashback upto $2,000.

Eligibility Criteria Overview
  • Applications received from Saturday, 26 August 2023
  • Home loan is settled within 120 days from submission date
  • Refinance of a home loan from an external lender, excludes internal refinances of ANZ loans
  • Minimum loan amount of $250,000 or more (new lending to ANZ)
  • Offer may be amended or withdrawn at any time
  • The cashback amount will be determined by the bank assessed LVR (loan to value ratio).

    LVR 80.00% or less $2,000

    LVR 80.01% or more $0

  • The nominated payable account must be an ANZ Access Advantage, ANZ One Offset or ANZ Plus Account in the name of the borrower(s)
Offer ends 30 June 2024

ANZ Home Loan Product Features

Simplicity PlusStandard Variable Home LoanStandard Variable Investment Land LoanStandard Variable Land LoanStandard Variable Residential Investment Loan
Lowest Variable Rate
(Comparison Rate)
6.54% (6.54%)*6.25% (6.36%)*9.24% (9.34%)*8.64% (8.74%)*6.45% (6.56%)*
Max LVR60%70%0%0%70%
Min Loan Amount$50,000$250,000$20,000$20,000$250,000

Product Fees

Application-----
Settlement-----
Discharge$320$320$320$320$320
Product-$10$10$10$10
Fee CycleAnnuallyMonthlyMonthlyMonthlyMonthly
Peter Hammond Mortgage Broker

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Product Features

RepaymentWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, Monthly
Offset
Redraw
EFTPOS
Debit Card
BPay
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Additional resources and tools

No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the ANZ, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.

Refinance Calculator

Our refinance comparison calculator, will help you understand what you could be savings on your home loan

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Loan Repayment

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