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Westpac Home Loan Products

Review the fees and features of Westpac's home loan products

Westpac Home Loan Refinance Cashback*

You could receive $2,000 per property refinance and a bonus $1,000 for the first application on loans with a maximum LVR of 80%.

For new Owner Occupier loans on Principal & Interest repayment, and Investment loans. Available on our Flexi First Option Home Loan, and our Premier Advantage Package

Eligibility criteria
  • New Owner Occupier and Residential Investment refinance applications received from Friday 23 September 2020 to Wednesday 30 June 2021 and settle by Thursday 30 September 2021.
  • Only 1 bonus cashback will be paid regardless of the numbers of customers, properties or applications involved.
  • Available for Owner Occupier Loans (Principal & Interest repayments only) and all Residential Investment Loans.
  • Bonus $1,000 Refinance Cashback with a maximum LVR 80%. Received from Friday 18 September 2020 to Wednesday 30 June 2021 and settled by Thursday 30 September 2021.
  • Available for Flexi First Option home loans and home loans under the Premier Advantage Package3. $395 annual package fee applies.
  • Minimum loan size of $250,000.
  • Applicants must have a Westpac transaction account linked to the home loan at the time of settlement. The transaction account must be kept open for at least 60 days after settlement.
  • Applicants home loan repayments must be direct debited from this Westpac transaction account.
This offer is not available for:
  • Equity Access Loans.
  • Switches and refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Loans with an LVR greater than 80%.
  • Owner Occupier Interest Only loans.
  • Residential lending originated under a trust.
  • Residential lending under a company name.
Offer ends 30 June 2021