5.14% (5.14%)*
Whether you’re looking to buy a home, investment property, or refinance your current mortgage, Get a Better Rate can save you money by connecting you with the right lender and home loan product that aligns with your financial goals.
Experienced mortgage brokers in Sydney CBD
Get a Better Rate is a reputable brokerage firm in the heart of Sydney CBD. With over years in the home loan market and a diverse panel of over 40 lenders, we have helped hundreds of clients secure home loans with the right lenders.
Australia's home loan market is under significant strain, making the process of securing a mortgage even more stressful and confusing. For this reason, now more than ever, it is critical to have proactive and experienced guidance to connect you with the right lender at the right rate.
With no cost to you, don't try to navigate Australia's complex mortgage industry by yourself. Contact us for an initial consultation and start your journey to Get a Better Rate.
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Our stellar reviews testify to our commitment to providing a hassle-free, efficient service that will secure you the greatest mortgage rates whilst always acting in your best interest.
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Need help comparing home loans or navigating the application?
We have over 20 years of experience working with different Australian Home Loan providers. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Get a Better Rate is led by a seasoned professional in the hands of mortgage broker Peter Hammond. Peter has over 20 years of experience working with leading Australian financial institutions, including Westpac, Aussie Home Loans, Macquarie Bank, AMP, and Woolworths Money. His expertise in all mortgage lending matters makes him a reputable source of lending knowledge throughout Sydney and beyond.
Peter has worked across various roles, including product management, relationship management, operations and, more recently, as a consultant. This has given him a deep knowledge of the Australian home loan landscape and the challenges consumers face.
It is this connection and dedication to his clients that makes Peter such a trusted figure in the mortgage industry.
Who Get a Better Rate helps
With years of experience in providing lending solutions to Sydney-siders, Get a Better Rate has acquired extensive expertise in assisting:
- Home loan refinancers
- First home buyers
- Property investors
- Australian Expats
This wealth of knowledge positions us as expert Sydney mortgage brokers, ready to provide the guidance and support you need to achieve your financial goals.
Get a Better Rate also helps professionals obtain industry-specific loans, including doctor mortgage brokerage services.
Home loan refinancing
Are you unhappy with your current home loan?
Refinancing allows you to replace an existing home loan from a different lender or with adjusted terms.
We can assist by connecting you with the right lenders and terms that better suit your financial needs while helping you navigate the fees incurred when refinancing a mortgage.
First home buyers
Buying your first property and securing a mortgage is a stressful process filled with confusing terms such as lenders mortgage insurance or loan-to-value ratio.
Utilise our experience in residential loans to assist you in finding the right loan that matches your individual circumstances and demonstrate first home buyer grants that you may be eligible for.
Get a Better Rate's free services also help with the application process, leaving no room for doubt when submitting your loan for approval and settlement.
Investment property buyers
Unsure how to best use your equity or other assets when purchasing an investment property?
A mortgage broker can assist you in defining your property investment goals, evaluating your financial circumstances, comparing investment loans, and negotiating with lenders on your behalf.
Get a Better Rate can guide you towards the right investment property mortgage solutions, using carefully calculated judgements to get you the rate you deserve.
Australian Expats Mortgage Broker
As an Australian living overseas, you might already have an investment property back home or you are planning to buy property as you seek to transition your family back to Australia.
As experienced expat Australian mortgage brokers, we regularly work with Australian who are living aboard. We understand the complexities of expat lending, including foreign income and lender requirements. We will connect you with the right bank, that can cater to overseas Australians.
Contact our Australian Mortgage Brokers for a free consultation and discuss your requirements.
Why use a mortgage broker?
In a housing market as competitive and unpredictable as Sydney’s, Get a Better Rate's expertise and lender access will put you in the right position to save money and make smart investments - whether you’re buying or refinancing.
A local mortgage broker like Get a Better Rate can provide invaluable advice regarding lender policies, loan products and interest rates designed to help you find the right loan. This is where mortgage brokers make all the difference. Brokers assess your financial situation, identify a loan option that suits your needs, and handle the entire application process on your behalf.
Ultimately, choosing a mortgage broker in Sydney allows you to get ahead in the housing market while also saving you time, money and stress.
What to look for in a mortgage broker
Experience is the #1 quality to consider when considering a mortgage broker.
Ultimately, an intricate knowledge of the housing market and loan products is paramount to a broker’s ability to provide you with the appropriate guidance that will allow you to find the right loan solutions for your financial situation.
At Get a Better Rate, we are accredited members of Member Mortgage & Finance Association of Australia (MFAA) and AFG Home Loans.
Get a Better Rate mortgage broker process
By using our services, you can secure a better home loan. We have broken down the process that you will go through with us here at Get a Better Rate if you decide to use our services:
1. Initial consultation
During your first meeting with a mortgage broker at Get a Better Rate, the primary focus will be understanding your financial objectives and current financial situation. This information allows your broker to assess your eligibility for a home loan or refinance and to determine the best course of action to help you achieve your long-term goals.
By understanding your needs and aspirations comprehensively, your broker can provide personalised guidance and advice tailored to you.
2. Loan comparison and negotiation
Once we get a feel for your needs, your broker will initiate the loan comparison and negotiation process with our extensive panel of over 40 lenders. This allows us to explore various loan options and leverage our relationships with lenders to secure a suitable interest rate and terms.
We aim to ensure you receive the most competitive loan offer that aligns with your needs and financial goals.
3. Application and settlement
After finding you the perfect loan, we initiate the application process on your behalf, providing clear instructions on the required documents and forms that need to be submitted to the lender. We take charge of the paperwork and assist you in applying for any applicable government grants or incentives. Throughout the application process, we keep you informed about the progress and manage your loan until the settlement is complete.
How much do our mortgage brokers cost?
At Get a Better Rate, our services cost you nothing.
Our mortgage brokers are remunerated via a commission from the lender, meaning that you pay no additional fees on your home loan for using a broker who will secure you the rate you deserve.
Where to find Get a Better Rate in Sydney CBD
Get a Better Rate is located in the heart of Sydney CBD, at Level 16/9 Castlereagh Street, Sydney. Just a short walk from Wynyard station, you can access our location with ease!
Book a call with Get a Better Rate founder, Peter Hammond
Reach out to Peter Hammond to discuss how we can assist you in obtaining a better rate on home loan products. Whether you are considering refinancing or purchasing a home or investment property, we utilise our extensive housing market knowledge and carefully listen to your financial goals to find the most suitable rate for your circumstances.
Take action today and start saving free money on your mortgage.
FAQs
What Sydney locations do Get a Better Rate service?
Get a Better Rate serves all of Sydney, NSW, with a focus on the CBD and metropolitan area.
When should I contact a mortgage broker?
You should contact a mortgage broker at any stage throughout the homeownership process. Whether you have owned your home for 30 years and are looking to refinance, or you’re ready to take the step to buy your first home, a mortgage broker can assist you in getting a better rate on your home loan.
Do mortgage brokers charge upfront fees?
Get a Better Rate charges absolutely no fees throughout the entire process.
How do mortgage brokers operate?
Mortgage brokers act as go-betweens that negotiate and arrange home loans between lenders and borrowers. They are intermediaries facilitating the relationship between lenders and borrowers by helping them secure the optimal deal for their home loans, and lenders pay them a commission in return.
What is the benefit of using a mortgage broker?
Working with a mortgage broker not only aids you in securing an optimal rate on your home loan, which can help you save money in the long term but also takes care of the application process, handling the paperwork and negotiations for you - saving you both time and money.