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86 400 Home Loan Products

86 400 is a new Australian digital bank built specifically for your smart phone. 86 400 were granted a full banking licence in 2019 which allows them to offer bank accounts and home loans. They offer home loans and investment loans for PAYG customer.

ProductNeat Home Loan VariableOwn Home Loan Variable
Product Fees
Application--
Settlement$250$250
Discharge$300$300
Product-$250
Fee Cycle-Annually
Product Features
RepaymentWeekly, Fortnightly, MonthlyWeekly, Fortnightly, Monthly
Offset
Redraw
EFTPOS
Debit Card
BPay
Internet Banking
Bridging
Construction