AFG Home Loans Home Loan

Variable interest rates starting from 6.14% (6.17%)*

Compare AFG Home Loans home loan products, fees and features

Cheapest Variable Home Loan

Edge Standard Variable
Product
6.14%
Variable Rate
6.17%
Comparison Rate
No
Offset Account
-
Ongoing Fee
Follow the link to learn about AFG Home Loans's fixed rate products

AFG Home loans was established in 1998 and work with customers from all across the country. With a network of over 3,000 mortgage brokers and with a variety of funders. Allows AFG brokers to excluisvely offer a wide variety of home loan options for their customers.

AFG Home Loans Home Loan Product Features

Home Loan Product100% Offset Home Loan Variable100% Offset Home Loan Variable Construction100% Offset Home Loan Variable IO100% Offset Home Loan Variable IO Construction100% Offset Home Loan Variable P&I100% Offset Home Loan Variable P&I ConstructionBridging LoanEdge Standard VariableOptions Near Prime Clear Full DocOptions Near Prime Clear Lite DocOptions Near Prime Construction Full DocOptions Near Prime Construction Lite DocOptions Near Prime Full DocOptions Near Prime Lite DocOptions Prime Construction Alt DocOptions Prime Construction Full DocOptions Prime Full DocOptions Prime Lite DocOptions Specialist Full DocOptions Specialist Full Doc PlusOptions Specialist Lite DocOptions Specialist Lite Doc PlusRetro ConstructionRetro Home LoanRetro LiteRetro SMSFRetro Switch Home LoanRetro ThriveTerm Loan VariableTerm Loan Variable ConstructionTerm Loan Variable Investment P&ITerm Loan Variable P&I
Lowest Variable Rate
(Comparison Rate)
6.88% (7.02%)*6.33% (6.51%)*6.74% (6.88%)*6.68% (6.86%)*6.43% (6.57%)*6.68% (6.86%)*6.43% (6.66%)*6.14% (6.17%)*7.24% (7.49%)*7.69% (7.94%)*8.99% (9.28%)*8.99% (9.28%)*7.64% (7.89%)*7.84% (8.09%)*8.59% (8.82%)*8.59% (8.82%)*6.84% (7.01%)*7.04% (7.21%)*8.44% (8.69%)*9.54% (9.80%)*8.74% (8.99%)*9.94% (10.20%)*6.38% (6.59%)*6.38% (6.41%)*7.24% (7.56%)*7.18% (7.56%)*6.38% (6.41%)*6.88% (6.91%)*6.18% (6.18%)*6.33% (6.40%)*6.43% (6.47%)*6.18% (6.29%)*
Max LVR90%80%80%80%80%80%80%70%55%65%55%55%55%65%55%55%55%55%65%65%65%65%70%70%70%60%0%0%80%80%80%80%
Min Loan Amount$10,000$10,000$10,000$10,000$10,000$10,000$10,000$20,000$50,000$50,000$50,000$50,000$50,000$50,000$50,000$50,000$100,000$100,000$50,000$50,000$50,000$50,000$750,000$1,250,000$1,250,000$1,250,001$1,250,000$1,250,000$10,000$10,000$10,000$10,000

Product Fees

Application$299$775$299$775$299$775$1500-$995$995$1200$1200$995$995$999$999$599$599$995$995$995$995$2450--$600--$299$775$299-
Settlement$199$199$199$199$199$199$199$395$330$330$605$605$330$330$605$605$330$330$330$330$330$330$426$426$677$756$426$426$199$199$199-
Discharge$325$325$325$325$325$325$325$295$500$500$500$500$500$500$500$500$500$500$500$500$500$500$485$485$485$485$485$485$325$325$325$325
Ongoing Fee $10
(monthly)
$10
(monthly)
$10
(monthly)
$10
(monthly)
$10
(monthly)
$10
(monthly)
$10
(monthly)
-
(annually)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$10
(monthly)
$10
(monthly)
$10
(monthly)
$10
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
-
-
-
(annually)
$330
(annually)
$330
(annually)
-
(annually)
-
-
-
(monthly)
-
(monthly)
-
-
-
(monthly)
Peter Hammond Mortgage Broker

Contact Sydney mortgage broker

Are you trying to compare AFG Home Loans's interest rates, discharge fees, settlement fees or applicant fees?

We have over 20 years of experience working with different Australian Home Loan providers, including AFG Home Loans. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!

Let's Talk

Product Features

Home Loan Product100% Offset Home Loan Variable100% Offset Home Loan Variable Construction100% Offset Home Loan Variable IO100% Offset Home Loan Variable IO Construction100% Offset Home Loan Variable P&I100% Offset Home Loan Variable P&I ConstructionBridging LoanEdge Standard VariableOptions Near Prime Clear Full DocOptions Near Prime Clear Lite DocOptions Near Prime Construction Full DocOptions Near Prime Construction Lite DocOptions Near Prime Full DocOptions Near Prime Lite DocOptions Prime Construction Alt DocOptions Prime Construction Full DocOptions Prime Full DocOptions Prime Lite DocOptions Specialist Full DocOptions Specialist Full Doc PlusOptions Specialist Lite DocOptions Specialist Lite Doc PlusRetro ConstructionRetro Home LoanRetro LiteRetro SMSFRetro Switch Home LoanRetro ThriveTerm Loan VariableTerm Loan Variable ConstructionTerm Loan Variable Investment P&ITerm Loan Variable P&I
RepaymentWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyFortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyMonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, Monthly
Offset
Redraw
EFTPOS
Debit Card
BPay
Internet Banking
Bridging
Construction

Ready to Apply?

Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.

Use our home loan repayment calculator and compare repayments against what your budget.

Step 1.

Prepare your paper work:
  • Have your income statements

  • Prepare your expense budget

  • Know your monthly liabilities and credit card limits

  • Australian ID documents

Step 2.

Speak with our expert mortgage brokers

Enquire

  • Call us 1300 029 053

AFG Home Loans Fixed Home Loan Rates

The fixed rate graph is a representation of AFG Home Loans's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.

We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.

AFG Home Loans's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.

Additional resources and tools

No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the AFG Home Loans, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.

Refinance Calculator

Our refinance comparison calculator, will help you understand what you could be savings on your home loan

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Loan Repayment

How much will be loan repayments be?

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