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Offset Home Loans



Today's Lowest Interest Rates For Offset Loans

Last updated 6:00am, 30th Sep 2020

Should I Get an Offsets Home Loan

Offset home loans are a popular term people often ask about, usually because someone they know has suggested it. It is important to understand that in some circumstances, an offset loan might not be the best option, as they often attract a higher interest rate or ongoing fees.

In which circumstances are Offset home loans is a good option. Investors who have additional funds they do not wanted to deposit directly onto the loan account. Customers who have substantial savings and either for budgeting, savings or other reasons do not want to deposit the money directly onto the home loan.

For everyone else, I would compare the cheapest offset home loan with a basic variable rate home loan. Consider the difference in cost between the two loans before making a decision.

Customer Reviews

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Ammar Khan

Highly recommend Peter from 'Get a Better Rate'. We received friendly, helpful and professional service from 'Get a Better Rate'. We were given a range of options to choose from for our home loan refinance. We were kept up-to-date with status updates throughout the whole process. Overall, very happy with the service that we received.
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Matthew Booth

We refinanced through 'Get a better rate' and were very happy with the whole experience. Peter discussed our needs, presented options and then helped us decide what was best for our situation. He moved through the process at our pace (quickly) which was lucky because we settled just 2 days before the bank raised their rate. I can confidently recommend Peter and Get a Better Rate
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Sam Locke

We had a fantastic experience with Get a Better Rate. Peter was extremely helpful and made sure we were looked after. He answered all our questions clearly. Highly recommended.
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Jack Smith

We had the best experience with this company and couldn’t recommend Peter and Get a better rate more! As first time home buyers Peter walked us through every step and was always very quick to reply to any questions. We got an amazing rate and have already passed on details to our friends. Highly recommend!

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