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Offset Home Loans



Today's Lowest Interest Rates For Offset Loans

Last updated 6:00am, 4th Aug 2021

Should I Get an Offsets Home Loan

Offset home loans are a popular term people often ask about, usually because someone they know has suggested it. It is important to understand that in some circumstances, an offset loan might not be the best option, as they often attract a higher interest rate or ongoing fees.

In which circumstances are Offset home loans is a good option. Investors who have additional funds they do not wanted to deposit directly onto the loan account. Customers who have substantial savings and either for budgeting, savings or other reasons do not want to deposit the money directly onto the home loan.

For everyone else, I would compare the cheapest offset home loan with a basic variable rate home loan. Consider the difference in cost between the two loans before making a decision.

Customer Reviews

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Aaron Carrasco

Peter and his Team were able to seamlessly make a difficult task; easy. They are meticulous in their workings and the processes they provide allowed the lending process to be straightforward.
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Holly Creenaune

Peter was a huge help, highly responsive, a good problem solver, and an excellent communicator.
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Christopher Busuttil

Great Experience with Get a Better Rate . If we could give more than 5 star to our broker Peter Hammond we would cause he deserves it. He's been so helpful and patient to us from the start up to this point of our loan. He's very professional and passionate with his job. Very reliable and easy to communicate as you can contact him at anytime and response as soon as he can.. Most of all for a first timer like us it would have been so hard for us to understand how things works but he manage to explain everything in a professional and yet understandable and the easiest way. Without his guidance we wouldn't make this experience as easy and enjoyable as it is.. Glad we have him in this journey of our loan.. Thank you Peter..
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rebekah herington

Peter Hammond is an absolute gem. I was super anxious about signing up for a mortgage and buying a place, Peter could not have been more supportive. He ensured that my priorities and preferences were taken into account, presented me with several options and guided me to choose the best loan option for me while also ensuring I took advantage of any schemes I was entitled to. He was always prompt in responding to enquiries, never made me feel pressured to rush into anything I wasn't sure about (I took more than 6 mnths to find a property) and provided me with endless relevant information throughout. Overall, I'd say Peter went above and beyond and I have no qualms in referring anyone to him.

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