Offset Home Loans

Today's Lowest Interest Rates For Offset Loans

Should I Get an Offsets Home Loan

Offset home loans are a popular term people often ask about, usually because someone they know has suggested it. It is important to understand that in some circumstances, an offset loan might not be the best option, as they often attract a higher interest rate or ongoing fees.

In which circumstances are Offset home loans is a good option. Investors who have additional funds they do not wanted to deposit directly onto the loan account. Customers who have substantial savings and either for budgeting, savings or other reasons do not want to deposit the money directly onto the home loan.

For everyone else, I would compare the cheapest offset home loan with a basic variable rate home loan. Consider the difference in cost between the two loans before making a decision.

Offset Home Loan FAQ

Customer Reviews

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Lloyd Reardon

Peter is an ABSOLUTE legend! He worked tirelessly to help us get our loan. Which was by no stretch of the imagination an easy or straightforward lending situation. But Peter, was helpful and hard working as well as approachable and open minded ect step of the way. He made sure we got the best results and didn’t give up where many other brokers may have done so. We weren’t lending a massive amount but, as he said it’s not the size of the loan that matters it’s the quality of service that does. That sort of service leaves a lasting impression and he will certainly get repeat business from us as well as anyone else we come across looking to lend.

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Robbie

Outstanding Mortgage Broker – Above and Beyond! Working with Peter at Get a Better Rate has been nothing short of exceptional. From our very first conversation, it was clear that they genuinely cared about finding the best possible mortgage solution for my situation. What truly stood out was their transparency, responsiveness, and deep knowledge of the market. They took the time to explain every step of the process in detail, patiently answered all of my questions (even the ones I thought were minor), and ensured I felt confident and informed at every stage. They worked tirelessly behind the scenes to secure a fantastic rate and navigate a few unexpected hurdles with total professionalism and grace. Thanks to Peter, what could have been a stressful and overwhelming process felt smooth, efficient, and even exciting. I can honestly say they went above and beyond — this wasn’t just a transaction, it was a partnership. If you’re looking for someone who is not only incredibly skilled but also genuinely invested in your success, I can’t recommend Peter highly enough.

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Ed Coney

It was a total pleasure working with Peter. From our first conversation, he was genuinely invested in getting the best outcome for me. He took the time to understand my situation, explained everything clearly, and found a great deal I wouldn’t have discovered on my own. I highly recommend Peter to anyone looking for a trustworthy and knowledgeable mortgage broker.

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