Purchasing a new home

It's important to have your finance in place, speak with us about arranging your pre-approval?

Today's Lowest Interest Rates For Home Buyers

Purchasing FAQ

How much do I need for a deposit for a home loan?

When purchasing an owner occupied property lenders will require you have a minimum 5% deposit; for investment properties the despoit most lenders will require is 10% of the property price.

What is a lenders mortgage insurance?

Lenders Mortgage Insurance ('LMI') is an insurance policy which protects the bank against any loss in the event of default by the borrower. Although the insurance policy doesn't protect the borrower, banks will usually pass the cost of the insurance policy on to the borrower.

How much is a mortgage insurance?

Lenders Mortgage Insurance ('LMI') will vary depending on your loan amount and the property value. Use our LMI quote calculator to give your idea what it could cost you.

How can I avoid paying mortgage insurance?

You can avoid the LMI premium by having a 20% deposit and not borrowing more than 80% of your properties value. For first home buyers, using a family guarantee will allow you to avoid mortgage insurance.

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Customer Reviews

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Ed Coney
It was a total pleasure working with Peter. From our first conversation, he was genuinely invested in getting the best outcome for me. He took the time to understand my situation, explained everything clearly, and found a great deal I wouldn’t have discovered on my own. I highly recommend Peter to anyone looking for a trustworthy and knowledgeable mortgage broker.

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Scott Carroll
The best mortgage broker in Sydney CBD! Peter is an excellent mortgage broker who went the extra mile for me. As a first home buyer, I found the home loan process extremely stressful and confusing. Peter alleviated this by guiding me every step of the way, making me feel informed and confident in my choices. I would 100% recommend his services to anyone looking for a home loan!

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Tez L
Peter's response time was excellent. From step 1 he was able to guide me through the process to end. Thanks Peter

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Ainslie Hie
The road to purchasing a family home was a long one for us (several years), and I lost count of how many pre-approvals Peter prepared us, or how many questions he patiently answered. Peter is helpful, knowledgeable, patient, and professional, and I would not hesitate to recommend his service to other home buyers—top-notch service!

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