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Need to Refinance

What is your home loan costing you?

Today's Lowest Refinance Interest Rates

Last updated 6:00am, 30th Sep 2020

Refinancing Your Home Loan

Often people do not see the value in refinancing their home loan. Regardless of the potential savings, which sometimes can be in thousands of dollars each year. The whole process can seem like a bit too much hard work.

A mortgage broker will work with you to find a better home loan. Prepare and lodge the loan application and ensure the loan successfully settles.

If you have been with your bank for 3 or more years, then you too may be paying thousands of dollars in additional interest to your bank. Compare your home loan using our comparison tool and then speak with a mortgage broker about how they can help you refinance your mortgage.

Refinacning FAQ

Why refinance?

Refinancing your home loan can often help you reduce the interest rate on your home loan. On a typical home loan refinance of $500,000, reducing the interest rate by 0.20% you could be saving as much as $1,000 each year. After a few years that could be an overseas holiday.

What do I need to consider?

It is important to consider the goal you are looking to achieve. Do you wanted to reduce your interest rate, continuing to pay your loan off at the same rate? Alternatively, is your monthly repayment too high and do you need to reduce your monthly commitment?

Loan Repayment Calculator
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Customer Reviews

Ammar Khan profile pic
Ammar Khan

Highly recommend Peter from 'Get a Better Rate'. We received friendly, helpful and professional service from 'Get a Better Rate'. We were given a range of options to choose from for our home loan refinance. We were kept up-to-date with status updates throughout the whole process. Overall, very happy with the service that we received.
Matthew Booth profile pic
Matthew Booth

We refinanced through 'Get a better rate' and were very happy with the whole experience. Peter discussed our needs, presented options and then helped us decide what was best for our situation. He moved through the process at our pace (quickly) which was lucky because we settled just 2 days before the bank raised their rate. I can confidently recommend Peter and Get a Better Rate
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Sam Locke

We had a fantastic experience with Get a Better Rate. Peter was extremely helpful and made sure we were looked after. He answered all our questions clearly. Highly recommended.
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Jack Smith

We had the best experience with this company and couldn’t recommend Peter and Get a better rate more! As first time home buyers Peter walked us through every step and was always very quick to reply to any questions. We got an amazing rate and have already passed on details to our friends. Highly recommend!

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