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Need to Refinance

How about up to $4K cash back and a great low rate?

Today's Lowest Refinance Interest Rates

Last updated 6:00am, 7th Jul 2022

Refinancing Your Home Loan

Often people do not see the value in refinancing their home loan. Regardless of the potential savings, which sometimes can be in thousands of dollars each year. The whole process can seem like a bit too much hard work.

A mortgage broker will work with you to find a better home loan. Prepare and lodge the loan application and ensure the loan successfully settles.

If you have been with your bank for 3 or more years, then you too may be paying thousands of dollars in additional interest to your bank. Compare your home loan using our comparison tool and then speak with a mortgage broker about how they can help you refinance your mortgage.

Refinancing FAQ

Why refinance?

Refinancing your home loan can often help you reduce the interest rate on your home loan. On a typical home loan refinance of $500,000, reducing the interest rate by 0.20% you could be saving as much as $1,000 each year. After a few years that could be an overseas holiday.

What do I need to consider?

It is important to consider the goal you are looking to achieve. Do you wanted to reduce your interest rate, continuing to pay your loan off at the same rate? Alternatively, is your monthly repayment too high and do you need to reduce your monthly commitment?

Loan Repayment Calculator
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Customer Reviews

Allison Hall profile pic
Allison Hall

Peter at Get a Better Rate was fantastic. Through out our loan process, he was happy to answer any questions we had and always got back to us so quickly. His knowledge about mortgages was outstanding and therefore, he was able to get our loan processed in a fast and efficient manner. I have already recommended Peter to friends who needed assistance with their mortgages and would recommend Peter to anyone for their mortgage needs.
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Mitchell Meldrum

We recently refinanced with 'Get a better rate', Peter was professional, efficient and provided an exceptional amount of support and knowledge. I highly recommend Peter for anyone looking at refinancing or obtaining a loan for the first time.
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Neda Molavi

Professionalism and knowledge pared with patience and support. For a person like myself with no experience, Peter was there for each and every step, went above and beyond to provide help and support, nothing was delayed due to flawless management of the process. All questions are answered and responses come very quick. I believe Peter is a broker who genuinely cares about the client. Thanks for helping me buying my dream house.
Connor O
Connor O'Meara

Peter came highly recommended by a friend. We found him to be extremely professional, excellent and prompt with communication and patient with our many first home buyer stupid questions. A lot of hand holding, but he was always happy to help. Thanks for your help.

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