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Need to Refinance

How about up to $4K cash back and a great low rate?

Today's Lowest Refinance Interest Rates

Last updated 6:00am, 18th Jun 2021

Refinancing Your Home Loan

Often people do not see the value in refinancing their home loan. Regardless of the potential savings, which sometimes can be in thousands of dollars each year. The whole process can seem like a bit too much hard work.

A mortgage broker will work with you to find a better home loan. Prepare and lodge the loan application and ensure the loan successfully settles.

If you have been with your bank for 3 or more years, then you too may be paying thousands of dollars in additional interest to your bank. Compare your home loan using our comparison tool and then speak with a mortgage broker about how they can help you refinance your mortgage.

Refinancing FAQ

Why refinance?

Refinancing your home loan can often help you reduce the interest rate on your home loan. On a typical home loan refinance of $500,000, reducing the interest rate by 0.20% you could be saving as much as $1,000 each year. After a few years that could be an overseas holiday.

What do I need to consider?

It is important to consider the goal you are looking to achieve. Do you wanted to reduce your interest rate, continuing to pay your loan off at the same rate? Alternatively, is your monthly repayment too high and do you need to reduce your monthly commitment?

Loan Repayment Calculator
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Customer Reviews

Holly Creenaune profile pic
Holly Creenaune

Peter was a huge help, highly responsive, a good problem solver, and an excellent communicator.
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Christopher Busuttil

Great Experience with Get a Better Rate . If we could give more than 5 star to our broker Peter Hammond we would cause he deserves it. He's been so helpful and patient to us from the start up to this point of our loan. He's very professional and passionate with his job. Very reliable and easy to communicate as you can contact him at anytime and response as soon as he can.. Most of all for a first timer like us it would have been so hard for us to understand how things works but he manage to explain everything in a professional and yet understandable and the easiest way. Without his guidance we wouldn't make this experience as easy and enjoyable as it is.. Glad we have him in this journey of our loan.. Thank you Peter..
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rebekah herington

Peter Hammond is an absolute gem. I was super anxious about signing up for a mortgage and buying a place, Peter could not have been more supportive. He ensured that my priorities and preferences were taken into account, presented me with several options and guided me to choose the best loan option for me while also ensuring I took advantage of any schemes I was entitled to. He was always prompt in responding to enquiries, never made me feel pressured to rush into anything I wasn't sure about (I took more than 6 mnths to find a property) and provided me with endless relevant information throughout. Overall, I'd say Peter went above and beyond and I have no qualms in referring anyone to him.
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Ammar Khan

Highly recommend Peter from 'Get a Better Rate'. We received friendly, helpful and professional service from 'Get a Better Rate'. We were given a range of options to choose from for our home loan refinance. We were kept up-to-date with status updates throughout the whole process. Overall, very happy with the service that we received.

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