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Bank of QLD Home Loan Products

Review the fees and features of Bank of QLD's home loan products



BOQ Refinance Cashback Offer *

From Saturday, 1 July 2022 until Wednesday , 31 August 2022 BOQ is offering a $2,500 cashback to eligible customers who are refinancing to BOQ.

Minimum lending of $250,000 and with maximum LVR of 80%.

Eligibility
  • Personal customers taking out a new home loan with BOQ.
  • The purpose of the loan must be to refinance a loan to BOQ from another financial institution. This excludes refinances from BOQ Specialist, ME Bank and Virgin Money (Australia).
  • Lending must be flagged with refinance purpose on the loan application.
  • Applications need to be received on or before Wednesday, 31 August 2022.
  • Loans must settle on or prior to Wednesday, 30 November 2022.
  • Minimum total lending of at least $250,000 with maximum LVR of 80%.
  • An applicant will be eligible for a maximum of one refinance cashback payment, regardless of the number ofloan applications they are party to.
  • Customers who have ever received a similar cashback payment from BOQ will be ineligible for these offers.

Customers will automatically be paid the cashback, provided the eligibility criteria outlined above has been met. Customers will be required to have an existing BOQ transaction account or open a BOQ transaction account thatthe cashback will be paid to within 30 days of the loan settlement.

Offer Details

Special limited time $2,500 cashback offer only available for new refinance applications received between Friday 1 July 2022 and Wednesday 31 August 2022(inclusive) and that settle by Wednesday 30 November 2022. This offer is open to Australian residents aged 18 and over who are personal customers takingout a new home loan with BOQ, refinanced from another financial institution. Offer available on BOQ's Clear Path, Economy, Intro Rate, or Fixed Rate homeloan products only. Minimum total new lending of at least $250,000. Maximum loan-to-value ratio (LVR) of 80%. Not available for the refinance, restructure orswitches of home loans within BOQ Group, which includes BOQ, BOQ Specialist, ME Bank and Virgin Money (Australia). An applicant will be eligible for amaximum of one refinance cashback payment, regardless of the number of loan applications they are party to, provided the total amount drawn at settlementacross all loans is at least $250,000. Customers who have ever received a similar refinance cashback payment from BOQ will be ineligible for this offer. Thecashback will be paid to the applicant's BOQ transaction account within 30 days of the settlement date. For multiple home loan applicants the BOQ accountneeds to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. If you do not already haveone, an eligible BOQ Transaction account is required to be established. Offer current as at 1 July 2022. This offer can be amended and/or withdrawn by BOQ atany time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement.

Offer ends 31 August 2022

ProductClear Path Variable Rate Home LoanClear Path Variable Rate Home Loan FHB SpecialClear Path Variable Rate Home Loan IOClear Path Variable Rate Home Loan SpecialClear Path Variable Rate Home Loan SpecialsEconomy Variable Home Loan InvestmentEconomy Variable Home Loan Owner OccupiedIntro Rate Variable Special
Product Fees
Application--------
Settlement$150$150$150$150$150$150$150$150
Discharge$350$350$350$350$350$350$350$350
Product$10$10$10$10$10$10$10$10
Fee CycleMonthlyMonthlyMonthlyMonthlyMonthlyMonthlyMonthlyMonthly
Product Features
RepaymentWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, Monthly
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