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Heritage Bank Home Loan Products

Heritage Bank established in 1875 is Australia's largest customer owned bank and have their head office is located in Queensland. Heritage are part of a movement that began in Australia over 150 years ago, when groups of like-minded workers and communities came together to create building societies, credit unions and mutual banks.



$2,000 Cashback Offer for First Home Buyers with LMI*

Purchase your first home with Lender's Mortgage Insurance ('LMI') through Heritage Bank and settle before 28 February 2021, and you could receive $2000 cashback paid into your Heritage transaction account.

  • Available for owner occupied and investment lending with either principal and interest or interest only repayments
  • Applicants must be an eligible for the First Home Buyer
  • Minimum loan size of $250,000 with an LVR of 80% or greater, requiring LMI
  • Applications received from 1 October 2020 and 30 November 2020, settling by 28 February 2021
Offer Details

$2,000 Cashback Offer for First Home Buyers with LMI available from 01/10/2020 to 30/11/2020 and must be funded by 28/02/82021. Available for owner occupied or investment lending, P&I or IO repayments. Applicants must be Eligible First Home Buyers (be an eligible recipient of a government First Home Owner Grant and/or first home stamp duty concession in their state or territory OR be purchasing their first home in Australia for investment purposes). Min loan $250k. Loan must have an LVR of 80% or more requiring LMI. Cashback payment will be made to the Heritage Transaction Account held under the same Membership as the eligible Home Loan funded. Available for house & land loans (loan must be partially drawn before 28/02/2021 and total loan exceeds $250k)

Offer ends 28 February 2021