Pepper Money Home Loan

Variable interest rates starting from 6.84% (7.01%)*

Compare Pepper Money home loan products, fees and features

Cheapest Variable Home Loan

Pepper Essential (Full Doc)
Product
6.84%
Variable Rate
7.01%
Comparison Rate
Yes
Offset Account
$10
Ongoing Fee
Follow the link to learn about Pepper Money's fixed rate products

Pepper Money was founded in 2000 to provide Australians with accommodating solutions to their financing in order for them to achieve becoming a homeowner. They have supported over 327,000 customers in many ways. They are a non-bank lender that is working towards a more sustainable future. They make a difference supporting the community by donating to women`s and homeless shelters as well as having multiple sponsorships. They are also a sustainable company and work towards supporting the environment by donating and hoping to make a difference in the world for the benefit of customers and people within the community.

Pepper Money Home Loan Product Features

Home Loan ProductClear Alt DocClear Full DocEasy Alt DocEasy Full DocFlexi AdvantageFlexi Advantage PlusPepper Easy (Alt Doc)Pepper Easy (Full Doc)Pepper Essential (Alt Doc)Pepper Essential (Full Doc)Pepper SMSF Near PrimePepper SMSF PrimeSelf-Employed AdvantageSelf-Employed Advantage Plus
Lowest Variable Rate
(Comparison Rate)
7.69% (7.94%)*7.24% (7.49%)*7.84% (8.09%)*7.64% (7.89%)*8.44% (8.69%)*9.54% (9.80%)*8.99% (9.26%)*8.99% (9.26%)*7.44% (7.61%)*6.84% (7.01%)*7.94% (9.55%)*7.24% (7.61%)*8.74% (8.99%)*9.94% (10.20%)*
Max LVR65%65%65%65%65%65%55%55%65%55%60%50%65%65%
Min Loan Amount$50,000$50,000$50,000$50,000$50,000$50,000$100,000$100,000$100,000$100,000$100,000$100,000$50,000$50,000

Product Fees

Application$995$995$995$995$995$995$1200$1200$599$599$15000$499$995$995
Settlement$330$330$330$330$330$330$330$330$330$330$1015$1015$330$330
Discharge$500$500$500$500$500$500$500$500$500$500$550$550$500$500
Ongoing Fee $15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$15
(monthly)
$10
(monthly)
$10
(monthly)
$25
(monthly)
$25
(monthly)
$15
(monthly)
$15
(monthly)
Peter Hammond Mortgage Broker

Contact Sydney mortgage broker

Are you trying to compare Pepper Money's interest rates, discharge fees, settlement fees or applicant fees?

We have over 20 years of experience working with different Australian Home Loan providers, including Pepper Money. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!

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Product Features

Home Loan ProductClear Alt DocClear Full DocEasy Alt DocEasy Full DocFlexi AdvantageFlexi Advantage PlusPepper Easy (Alt Doc)Pepper Easy (Full Doc)Pepper Essential (Alt Doc)Pepper Essential (Full Doc)Pepper SMSF Near PrimePepper SMSF PrimeSelf-Employed AdvantageSelf-Employed Advantage Plus
RepaymentWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, MonthlyWeekly, Fortnightly, Monthly
Offset
Redraw
EFTPOS
Debit Card
BPay
Internet Banking
Bridging
Construction

Ready to Apply?

Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.

Use our home loan repayment calculator and compare repayments against what your budget.

Step 1.

Prepare your paper work:
  • Have your income statements

  • Prepare your expense budget

  • Know your monthly liabilities and credit card limits

  • Australian ID documents

Step 2.

Speak with our expert mortgage brokers

Enquire

  • Call us 1300 029 053

Pepper Money Fixed Home Loan Rates

The fixed rate graph is a representation of Pepper Money's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.

We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.

Pepper Money's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.

Additional resources and tools

No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the Pepper Money, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.

Refinance Calculator

Our refinance comparison calculator, will help you understand what you could be savings on your home loan

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Loan Repayment

How much will be loan repayments be?

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